Black Raven Credit Union, in partnership with Energia and House 2 Home, is delighted to announce the launch of CU Greener Homes, a one-stop-solution for all your home energy efficiency improvements. Whether you are considering a new boiler or a deep retrofit, CU Greener Homes is here to help you.

Grants and supports of up to 40% are available as part of this scheme. The Sustainable Energy Authority of Ireland (SEAI) provide grants of up to 35% depending on the type of energy efficiency improvements carried out and the age of the home. In addition, as part of this initiative, Energia will provide additional support of up to 5%. Terms, conditions and eligibility criteria apply.

In order to support the green economy and encourage everyone to strive for most energy efficient enhancements, we are offering the lowest interest rates on work which has the biggest overall impact on the home’s energy rating. Terms, conditions and eligibility criteria apply.

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APR 11.00%

APR 11.00%

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What We Require From You
1

Proof of Income

  • Employees - Copy of last 3 payslips
  • Retired – Proof of all pensions
  • Proof of any other additional income if applicable
2

Outgoings

  • Mortgage/rent repayments if applicable
  • Credit Card payments if applicable
  • HP/PCP agreements if applicable
  • Personal loan if applicable
  • Any other regular outgoings if applicable
3

Additional Info

  • Current Photo ID & Address ID
  • Proof of PPSN – Medical Card, Payslip, P60
  • Certified confirmation of the post-retrofit BER rating
Lending criteria

Certified Confirmation

  • Certified confirmation is required from House2Home or otherwise from an SEAI registered contractor, of the post-retrofit BER rating prior to the loan drawdown to enable us to apply the appropriate interest rate.

Ability to Repay

  • It is our responsibility to all members to ensure that we only lend members’ money to other members when it has been established that there is an ability to repay the loan. A borrower must be able to afford the loan repayments, including interest, over the full duration of a loan.

Share to Loan Ratio

  • A member of staff will be able to advise of the STL ratio required in line with our lending policy, once the loan amount has been confirmed.

Start the journey to improve the comfort of your home, from the comfort of your home.

Visit www.cugreenerhomes.ie and get a quick quote today.

How to apply

How To Apply


Use the Energy Efficiency Calculator on www.cugreenerhomes.ie to find out: 1. Costs for Proposed Upgrades 2. Eligible Grant Support 3. Costs of Credit Union Finance 4. Impact on the Energy Efficiency of Your Home

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Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan with Black Raven Credit Union please contact us today.

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