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Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

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Total

Interest

Fortnightly

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Interest

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Total

Interest

∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Loan Enquiry

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What We Require From You
1

Proof of Income

  • Employees - Copy of last 3 payslips
  • Retired – Proof of all pensions
  • Proof of any other additional income if applicable
2

Outgoings

  • Mortgage/rent repayments if applicable
  • Credit Card payments if applicable
  • HP/PCP agreements if applicable
  • Personal loan if applicable
  • Any other regular outgoings if applicable
3

Additional Documentation

  • Current photo ID and proof of address
  • Proof of PPSN – Medical Card, Payslips, P60
  • Details of loans you wish to consolidate
Lending criteria

Share to Loan Ratio

  • Members are required to have 1/5th in their share account of the amount they wish to borrow.

Ability to Repay

  • It is our responsibility to all members to ensure that we only lend members’ money to other members when it has been established that there is an ability to repay the loan. A borrower must be able to afford the loan repayments, including interest, over the full duration of a loan.

Switching

  • Consolidation loans will be paid directly to the provider that you are looking to switch from. Members will be required to provide BIC & IBAN details for these debts.
How to apply

How To Apply

Members can apply online through your CuOnline+ account, by phone 01-4610682 or email: loans@blackravencu.ie, where a member of staff will contact you to discuss your needs and proceed with your loan application.

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Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan with Black Raven Credit Union please contact us today.

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